Cardmembers must have a minimum credit score of 640 to qualify. In addition to the cards below large corporations may qualify for American Express corporate credit cards which may not require a personal guarantee.
Business Credit Cards American Express Canada
Of all the credit cards we reviewed only one the Bremer Bank Visa Signature Business Company Card doesnt require a personal guarantee.

American express business card no personal guarantee. Annonce Gagnez des Miles ou des points avec vos achats pro. Just search the terms and conditions for the word liable Most cards terms will include language noting that both the business and the individual applying for the card. Getting an Amex business credit card with no credit check is possible however you must have a business that generate revenue.
American Airlines Flight Discounts. However this card is only offered to established businesses that have a good rapport with Dun Bradstreet as well as Experian. While this is generally true for a brand new business if you plan for it from the outset you can build your business credit fairly quickly and potentially eliminate the need for a.
And regardless of your sex race color. Best for startups and companies brimming with fresh capital. Many credit card companies even require personal guarantees on business cards.
Entrepreneurs dont have many options for credit cards without a personal guarantee. Find the Best Credit Card. Business credit cards with no personal guarantee often dont report to personal credit and since youre not personally liable for the debt they wont report to personal credit even if you default on your payments.
Amex business credit card. It is the Card. What if you dont qualify for any of these cards.
That said the card is designed for medium and large businesses only which excludes many small-business owners. The Best Business Credit Cards With No Personal Guarantee. The American Express Business Platinum Card.
If there are multiple owners in the business each will be required to sign parties with less than 5 ownership are sometimes exempt. For most small business cards you will have to provide a personal guarantee. For one thing your company will generally need to be an actual corporation eg an S or C.
American Express as well as Bank of America offer corporate cards with no personal guarantee required. The only way it can affect your personal credit is if a card issuer does a hard pull when you apply for the card. Corporate credit and charge cards are the main way to get around a personal guarantee for a business card but theyre definitely not for every business.
Non-profits dont need to provide one either. Its generally pretty easy to tell whether a small business credit card requires a personal guarantee. It does not require a personal guarantee if your business has been open for at least 3 years and has more than 1 million in sales per year.
They also must be able to give an EIN number. In this post well talk about getting the Amex business credit card and which cards you should get for your business. Guarantees are required whether youre organized as a sole proprietorship partnership or corporation.
Best for those looking for a simple cash back rewards scheme. Even in the rare case where a card doesnt have one there are other standards to meet. The Blue Business Plus Credit Card from American Express is a good match for small-business operators who value Membership Rewards.
Getting a business credit card with no personal guarantee is virtually impossible. As a business owner looking to secure the capital your business needs to grow many people may tell you that its impossible to obtain a business loan without a personal guarantee. Annonce Gagnez des Miles ou des points avec vos achats pro.
Designed for medium-to-large businesses it requires no personal guarantee but requires 1 million in annual sales and net income of 350000 in each of the past two years. Start with a solid 0 intro APR offer then rack up rewards. The Brex Card for.
The Blue Business Plus Credit Card from American Express A flat-rate-rewards business credit card with no annual fee that offers a 0 APR on purchases and balance transfers for an introductory period followed by an APR of 1499 2099 variable. These include corporate versions of the issuers most popular offerings including the Gold and Platinum cards plus custom programs tailored to each applicant. Corporate Cards with No Personal Guarantee Requirement.
Get 50000 points 500 value when you sign up.